Individual & Family Plans: Insights & Trends in the Post-COVID Marketplace

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COVID-19 upended the health insurance sector, but the impact on enrollment in Individual & Family Plans (IFP) was particularly strong. When the economy slowed, millions of Americans lost their jobs and their employer-based insurance. Many turned to the individual insurance markets to find coverage. Carrot Health analyzed Open Enrollment Period (OEP) data from the National Association of Insurance Commissioners (NAIC) and the Centers for Medicare & Medicaid Services (CMS) to understand the impact on IFP enrollment in 2021.

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