Cloud-Based Consumer Health Risk Scoring Solutions

Group Risk Ratings

  • Predictive risk scoring for populations, based on health and consumer data
  • Expedite your group underwriting decisions
  • Improve your visibility into future costs and risks

Evidence of Insurability (EOI)

  • Individual health risk scores, based on health and consumer data
  • Faster, more accurate decision-making with fewer questionnaires and physical exams
  • Improve your customer experience

Disability Claims Management

  • Predict a given individual’s likelihood to recover once on Long-Term Disability
  • Allocate your return-to-work resources to people who are most likely to recover

Powered by Healthcare’s Largest Collection of Individually Identified Consumer Data

Hyper-local segmentation of the healthcare consumer, combining:

  • Consumer Data: Social, behavioral, environmental, and economic determinants of health
  • Market Data: The best competitor and plan intelligence available
  • Clinical Data: Actual clinical encounter and claims information

Uniquely comprehensive data

  • More than 5,000 variables and 250 million identified individuals
  • Hyper-local segmentation of the healthcare consumer

Comprehensive Data Analysis
Sophisticated Machine Learning
Validated Predictive Models

  • Clinically validated models designed specifically for risk assessment
  • Forecast health outcomes by modeling variations in consumer behavior